Splitwise alternative

Looking for a Splitwise alternative? Here's what's different.

Splitting apps are built well for what they do: a group that runs up shared costs and settles at the end. If the people you split with are the people you live with, the end never comes. Have Another Cherry is built for that.

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Every expense stays its own line

Splitwise's help centre describes its Simplify Debts setting as restructuring who owes whom so that the group settles in fewer payments, without changing anyone's total.^[1] That is a sensible answer for a trip. In a home it means the specific things that made up a balance are gone by the time anyone looks at it, and so is any way to disagree with one part of it.

Have Another Cherry never rolls expenses into a lump. When someone pays, that payment clears the specific items it covered, and everyone can see exactly which ones. A wrong number can always be traced to a specific expense.

One ratio, agreed once, on the free plan

Splitwise's App Store listing counts a default unequal split for a group among its subscriber features.^[2] In Have Another Cherry the household ratio is the starting point, and it's free: evenly, by income, by custom percentages, or a set amount each. Every expense uses it from then on. Any single expense can still be overridden, and a person can be added to one expense without being added to everything.

Not sure what the ratio should be? The income split calculator turns what everyone earns into a share, in about ten seconds.

How it was paid is part of the record

Cash, card, or transfer is saved with the expense. Fronting something on credit and carrying it is visible as what it is, instead of disappearing into a total that treats every payment the same.

Built for the things that repeat

The costs that come around every week, month or year get set up once. When the date arrives they log and split themselves, with no reminder to chase and nothing to retype.

What it costs

The free plan is the whole splitter, for as long as you want it, with no card required. Cherry + adds insights, the Household Vault, blind splits, spending thresholds, backups and export. It is $3.99 / month, $29.99 / year, or $99.99 once for lifetime, per user. Every feature, by plan.

When another app is the better fit

If you only ever split with people on a trip that ends, any splitting app will do the job. Have Another Cherry earns its place when the same people and the same costs come back every month.

Your ledger is nobody else's business

The ledger is encrypted. We keep your email address and nothing else. Nothing is sold or shared, and there are no ads in the ledger.

The full detail is on the Privacy & Security page.

Questions people ask

Is Have Another Cherry free?

Yes. The whole splitter is free: unlimited expenses, AI receipt scanning, the shared ledger, settle up, email invites and recurring expenses, with no ads in the ledger. Cherry + is optional at $3.99 / month, $29.99 / year, or $99.99 once for lifetime, per user.

Can I move my history over from another app?

Not automatically. Start a household, agree on the ratio, and log things from today. Most households find that a clean start is simpler than carrying an old running balance across.

Does everyone I split with need an account?

Everyone in the household creates a free account and joins with the private code. The web app runs in any browser with nothing to install, and the apps are on the App Store and Google Play.

Can one expense be split differently from the household ratio?

Yes. The ratio is the default. Any single expense can be overridden, and a person can be added to one expense without being added to everything.

Does it work for a trip too?

It works anywhere costs are shared. It earns its place when the same people and the same costs come back every month, which is what it was built for.